Terese Kramer, Asset Management Expert Terese Kramer is the principal of TK Consultants, an international consulting firm founded in April 2003 to provide asset management expertise to companies involved with international leasing and valuation. Terese has spent 28 years in the equipment leasing business - 15 years in the US and, subsequently, 13 years in the UK. She has held various management positions - in equipment valuation, portfolio management, and remarketing - for such global bank lessors as Banc of America Leasing & Capital, LLC, and Lombard Business Finance. Additionally, she has led teams for independent lessors including GATX Capital Corporation, GATX Asset Residual Management plc (GARM) and Heller Global Vendor Finance. She is a sought-after speaker and trainer in Asset Management. Recently, Terese has spoken at various conferences including the Equipment Leasing Association, the Finance & Leasing Association, Leasing Life, Lease Europe and the International Finance and Leasing Association. Further details of recent speaking engagements can be found here. A dual British and American Citizen, Terese relocated to the UK in 1993 having completed all course work in the American Society of Appraisers, Plant and Machinery Discipline. She received a Master of Arts (M.A.) degree from Michigan State University in 1976.